Receivables Info Executive Spotlight with Rishi Malhotra

As Chief Technology Officer at Equabli, Rishi Malhotra leads the delivery and rollout of the debt management platform to support clients and partners utilizing the platform as a central hub for streamlined and optimized collections and recoveries. He is responsible for the development and implementation of the product strategy and technology roadmap, and for managing the technology team, partners and vendors to ensure cutting-edge technology implementation, security compliance and product adherence to regulatory and industry standards.

I enjoy several aspects of working at Equabli including implementing new technologies, and developing/implementing Equabli’s overall technology vision. I appreciate the opportunity at Equabli to shape the team and to encourage product mindset over project mindset, growth mindset over fixed mindset, solution mindset over problem mindset.

The most interesting trends I see in the receivables industry are automation of accounts receivable functions, building AI and ML driven collection strategies and models, and analyzing and reporting on big data to uncover customer trends.

Advances in AI, machine learning, robotics, and other technologies have increased the pace of change tenfold. This proliferation of technological innovations means the receivables industry will also be disrupted by AI and ML driven platforms that will consolidate onboarding, manage compliance, analytics, and reporting — much like what we are building at Equabli.

My definition of success is setting a goal and achieving this goal through hard work, dedication, perseverance and along the way celebrating milestones — small or big.

Be decisive!

Regulation and corresponding compliance are of the utmost importance — learn them, keep up to date on the trends and evangelize them.

I give everything my best and I am proud of every achievement — personal or professional, small or big.

Podcast – The CTO Advisor
Book – The Almanack Of Naval Ravikant

I would be a winemaker.

My best reading period had me reading 75 books in 1 year.