Receivables Info Executive Spotlight with Rishi Malhotra

As Chief Technology Officer at Equabli, Rishi Malhotra leads the delivery and rollout of the debt management platform to support clients and partners utilizing the platform as a central hub for streamlined and optimized collections and recoveries. He is responsible for the development and implementation of the product strategy and technology roadmap, and for managing the technology team, partners and vendors to ensure cutting-edge technology implementation, security compliance and product adherence to regulatory and industry standards.

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Name: Rishi Malhotra

Company: Equabli, Inc.

Title: Chief Technology Officer (CTO)

“Live as if you were to die tomorrow; learn as if you were to live forever.” – Mahatma Gandhi

Custom Image

Name: Rishi Malhotra

Company: Equabli, Inc.

Title: Chief Technology Officer (CTO)

“Live as if you were to die tomorrow; learn as if you were to live forever.” – Mahatma Gandhi

What is your favorite part of working at Equabli, Inc.?

I enjoy several aspects of working at Equabli including implementing new technologies, and developing/implementing Equabli’s overall technology vision. I appreciate the opportunity at Equabli to shape the team and to encourage product mindset over project mindset, growth mindset over fixed mindset, solution mindset over problem mindset.

In the receivables industry, what emerging trend has your attention?

The most interesting trends I see in the receivables industry are automation of accounts receivable functions, building AI and ML driven collection strategies and models, and analyzing and reporting on big data to uncover customer trends.

What industry change do you predict over the next 5 years?

Advances in AI, machine learning, robotics, and other technologies have increased the pace of change tenfold. This proliferation of technological innovations means the receivables industry will also be disrupted by AI and ML driven platforms that will consolidate onboarding, manage compliance, analytics, and reporting — much like what we are building at Equabli.

How do you define success?

My definition of success is setting a goal and achieving this goal through hard work, dedication, perseverance and along the way celebrating milestones — small or big.

What is the best piece of advice you have ever received in life?

Be decisive!

What advice would you give someone entering the receivables management industry?

Regulation and corresponding compliance are of the utmost importance — learn them, keep up to date on the trends and evangelize them.

What are you most proud of or what is your biggest accomplishment?

I give everything my best and I am proud of every achievement — personal or professional, small or big.

What is your favorite book or podcast?

If you could do any other non-industry job for just one day, what would it be?

I would be a winemaker.

People would be surprised if they knew…

My best reading period had me reading 75 books in 1 year.

About Equabli, Inc.

At Equabli, we’re experienced and ambitious fintech entrepreneurs tackling the delinquency and default stages of the consumer credit lifecycle. Equabli is the central hub for debt management. Our Debt Management as a Service platform uses intelligent tools and technologies to simplify and streamline the debt recovery process and optimize outcomes for both lenders and borrowers. Equabli makes recoveries easier, gives valuable insights, and supports a healthier recoveries ecosystem for all.

Published On: March 9th, 2023|Categories: Executive Spotlight|Tags: , , |

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