About the Author

J.R. Edmiston is CEO of Arrow Acceptance, LLC, a bulk purchaser of performing BHPH and subprime auto portfolios. J.R. has an extensive history of success in the consumer and automobile finance industry as a senior management executive for the past 25+ years. His expertise includes operations management with specific emphasis on the bulk purchase of performing automobile contracts from BHPH dealers and smaller independent automobile finance companies, performance improvement, portfolio management & growth, risk management & regulatory compliance.  

In his role with Arrow, J.R. oversees the purchase of bulk automotive portfolios and operational management of performing contracts from acquisition to payoff. His experience and sense of innovative development and organizational strategy have poised him for his current venture leading Arrow from inception to its current blossoming vision for continued steady growth. 

J.R. initially started his career in the consumer finance industry as an entry-level branch representative with Household Finance in Illinois, followed by 14 years with Century Finance Company in Kansas City where he worked his way through leadership roles including Branch Manager, District Manager, VP of Operations, and VP of Marketing. From there he continued to build on his experience gained in automotive finance to hold several long-term executive management roles with small and large finance companies. In his most recent role as Senior VP of Operations for United Acceptance, Inc. outside Atlanta, GA, J.R. spent 14 years helping to more than double the company’s operations and revenue.

J.R. is a member through Arrow Acceptance of NIADA, NABD, FIADA, TIADA, and GIADA, and regularly attends events, conferences, and seminars to learn and network with industry leaders. 

A passionate fly fisherman, J.R. has traversed the cold streams and rivers of Missouri, Arkansas, South Dakota, Wyoming, Georgia, Colorado, Nevada, and Alaska to pursue his beloved hobby where he unwinds and even ties his own flies. At home, he maintains a vast living saltwater reef for viewing pleasure in the comforts of his living room where he, his wife, and his son enjoy their favorite family pastime of cheering for the Kansas City Chiefs. 

About Arrow Acceptance, LLC

Arrow Acceptance is a top BHPH contract buyer with purchase programs specifically designed for Buy Here Pay Here businesses. Their process is fast and simple to help BHPH businesses sell auto contracts for cash in one large lump sum. Arrow’s goal is to provide a streamlined purchase process with high-quality support that builds positive long-term relationships with clients and their customers. Arrow Acceptance is headquartered in Marietta, Georgia.

LinkedIn Profile – J.R. Edmiston
Company WebsiteArrow Acceptance, LLC
Title – CEO

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