ACA International

Membership is open to a wide range of businesses within the accounts receivable management ecosystem, including third-party collection agencies, creditors (e.g., utilities, lenders, healthcare providers), law firms handling receivables, asset buyers, and vendor partners. Whether you’re a national firm or a niche specialist, ACA offers resources and networking to support your role in ARM.

Members gain access to comprehensive compliance centers—covering FDCPA, Reg F, TCPA, FCRA, and call-blocking regulations—as well as the SearchPoint Daily Decision digest for real-time legal updates. ACA also provides on-demand training, certification courses, compliance toolkits, and regular webinars to ensure you’re aligned with the latest legal rulings and regulatory guidance.

ACA’s offerings are tailored to agencies of all sizes. Small and mid-sized firms benefit from ACA Huddles—peer group sessions—plus local “Unit Events”, webinars, and access to group programs like insurance and bonds. Investment scales with your team’s needs and participation levels, making membership cost-effective for any size.

ACA represents its membership in Washington, D.C. and across state capitals. Issues include medical debt credit reporting, credit bureau definitions, CFPB funding, and phone/text call-blocking compliance under TRACED and TCPA rules. The “Washington Insights” event enables direct Capitol Hill visits to influence upcoming regulations. 

SearchPoint is ACA’s daily compliance digest—a searchable database that highlights court rulings, CFPB opinions, and legal interpretations, enabling members to quickly find applicable case law or regulatory updates for their day-to-day operations.

ACA negotiates group insurance policies for its members, including commercial and cyber liability, and licensing bonds. This delivers cost savings and broader coverage than most individual firms could secure alone.

Elite networking opportunities include invitation-only gatherings like the Committee of 100—a peer forum for executives—and Visionaries Forum. Membership also includes broader events (Annual Convention & Expo, Fall Forum), the member-only online community (“The Hub”), and local chapter activities.