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    Who is National Credit Adjusters, LLC?

    National Credit Adjusters, LLC specializes in purchasing and servicing distressed and non-performing accounts receivables. Founded in 2002, our services are rooted in our core values of integrity, honesty, and transparency. With a strong focus on the customer experience, National Credit Adjusters has built trust and established long-term relationships that have contributed to our continued success and the success of our creditor clients. NCA has offices in Kansas and Jamaica.

    Our Mission

    Our mission is to bring integrity, professionalism, and the highest standards of compliance to debt purchasing and servicing, driving increased revenue and bottom-line results for our valued creditor clients.

    Memberships, Certifications, and Accreditations

    Receivables Management Association International (RMAI)

    ACA International

    RMAI Members

    Certified Receivables Business

    Our Services

    Portfolio Purchasing

    NCA provides businesses with a quick infusion of cash while alleviating the administrative burden of managing outstanding receivables.

    Portfolio Servicing

    Leveraging our advanced call center and legal network, NCA develops a customized recovery strategy to service your portfolio through the entirety of its lifespan, managing payments and interacting with account holders.

    Due Diligence Process

    NCA adheres to a very strict due diligence process to ensure accountability and compliance. 

    Dedicated Client Services Team

    We are proud to provide the highest quality of client services through our dedicated client services team.

    Our Services

    Portfolio Purchasing

    NCA provides businesses with a quick infusion of cash while alleviating the administrative burden of managing outstanding receivables.

    Portfolio Servicing

    Leveraging our advanced call center and legal network, NCA develops a customized recovery strategy to service your portfolio through the entirety of its lifespan, managing payments and interacting with account holders.

    Due Diligence Process

    NCA adheres to a very strict due diligence process to ensure accountability and compliance. 

    Dedicated Client Services Team

    We are proud to provide the highest quality of client services through our dedicated client services team.

    Credit card
    accounts

    Automotive
    loans

    Personal installment
    loans

    Buy Now, Pay Later (BNPL)
    and fintech debts

    Retail credit lines and
    private-label accounts

    National Credit Adjusters
    Frequently Asked Questions

    Who does National Credit Adjusters collect for?2025-09-23T14:35:56-04:00

    We are a secondary creditor and account manager, which means we purchase and service distressed and defaulted accounts from a variety of original creditors such as retail, online, and automotive lenders. We help creditors recover losses from nonpayment of accounts. This helps to keep interest rates down for their customers and allows them to focus on their core business.

    Why would National Credit Adjusters call me?2025-09-23T14:34:40-04:00

    National Credit Adjusters specializes in contacting consumers who have delinquent accounts. If NCA is communicating with you, your account has been purchased by or placed with our team for collections. National Credit Adjusters is committed to providing easy, safe, and secure payment options. We understand the challenges surrounding account resolution and provide several flexible options, including online, by phone, and by mail payments, to help consumers make payments and resolve their financial obligations.

    Who is National Credit Adjusters, LLC (NCA)?2025-10-10T10:21:24-04:00

    National Credit Adjusters, LLC specializes in purchasing and servicing distressed and non-performing account receivables. Founded in 2002, our services are rooted in integrity, honesty, and transparency. With a strong focus on the customer experience, National Credit Adjusters has built trust and established long-term relationships that have contributed to our continued success and the success of our creditor clients. NCA has offices in Kansas and Jamaica.

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