Distressed Debt Buyer and Recovery Partner

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    Who is Velocity Investments, LLC?

    Velocity Investments is a nationally recognized debt buyer and recovery management company focused on acquiring and servicing distressed receivables portfolios. Based in New Jersey, the company partners with banks, lenders, and financial institutions to purchase charged-off consumer accounts and manage their recovery through a trusted network of third-party collection agencies and law firms.

    In addition to its core purchasing and recovery services, Velocity emphasizes regulatory compliance, audit oversight, and consumer transparency. Through its affiliate CKS Prime Investments, LLC, the firm also manages passive portfolios serviced under the Velocity brand.

    Velocity provides digital communication channels, secure payment portals, and an online account access platform to give consumers flexibility and control in resolving their financial obligations.

    Our Mission

    To maximize the value of charged-off receivables portfolios while empowering consumers with the tools and support needed to resolve their debts ethically, efficiently, and with dignity.

    Memberships, Certifications, and Accreditations

    • State-licensed debt buyer and collection operation (e.g., California License No. 10229-99)
    • Compliant with FDCPA, Reg F, and all applicable federal/state regulations
    • Maintains active vendor audit and performance management program
    • Operates in alignment with RMAI and ACA International standards

    Our Services

    Debt Purchasing

    Acquisition of charged-off receivables portfolios from financial institutions, credit card issuers, and lenders.

    Digital Payment Options

    Secure online payment portal with support for flexible payment plans and account lookup.

    Predictive Strategy

    Leveraging data and consumer behavior modeling to maximize liquidation rates and recovery efficiency.

    Third-Party Servicing Oversight

    Management and compliance monitoring of law firms and collection agencies servicing accounts on Velocityโ€™s behalf.

    Compliance and Consumer Resources

    Licensing disclosures, identity theft resolution support, and educational links for consumer financial health.

    CKS Prime Investments Management

    Oversight and servicing of CKS Prime Investments portfolios under the Velocity operational umbrella.

    Our Services

    Debt Purchasing

    Acquisition of charged-off receivables portfolios from financial institutions, credit card issuers, and lenders.

    Third-Party Servicing Oversight

    ย Management and compliance monitoring of law firms and collection agencies servicing accounts on Velocityโ€™s behalf.

    Digital Payment Options

    Secure online payment portal with support for flexible payment plans and account lookup.

    Compliance and Consumer Resources

    Licensing disclosures, identity theft resolution support, and educational links for consumer financial health.

    Predictive Strategy

    ย Leveraging data and consumer behavior modeling to maximize liquidation rates and recovery efficiency.

    CKS Prime Investments Management

    Oversight and servicing of CKS Prime Investments portfolios under the Velocity operational umbrella.

    Velocity Investments, LLC
    Frequently Asked Questions

    What does Velocity Investments do?2025-10-28T13:37:49-04:00

    Velocity is a debt buyer that acquires consumer receivables portfolios and manages recovery through vetted agencies and law firms.

    Can I pay my account directly?2025-10-28T13:41:48-04:00

    Yes. Consumers can make payments online, by phone, or by mail using the details listed on the Velocity website.

    Is Velocity licensed to collect in my state?2025-10-28T13:44:27-04:00

    Yes. Velocity maintains active state licenses where required and posts its full licensing disclosures online.

    What is CKS Prime Investments, LLC?2025-10-28T13:55:38-04:00

    CKS Prime is a wholly owned subsidiary of Velocity, used to manage and own specific debt portfolios that are serviced by Velocity.

    What if I suspect fraud or identity theft?2025-10-28T13:53:33-04:00

    Consumers can submit a dispute or identity theft claim through the online portal or contact Velocity directly for assistance.

    How do I know if a collection agency is working with Velocity?2025-10-28T13:47:50-04:00

    Authorized agencies will reference Velocity or CKS Prime and should appear in communication that aligns with your account history. You may contact Velocity to confirm their legitimacy.

    Velocity Investments, LLC
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