Experian Launches FCRA-Regulated Cashflow Data Bureau
10-Minute Weekly Update
Week of Oct. 5, 2026
Experian Launches FCRA-Regulated Cashflow Data Bureau for Underwriting
Experian has launched a new consumer reporting agency designed to bring consumer-permissioned bank account data into credit underwriting under the Fair Credit Reporting Act, expanding the credit bureau’s role in the growing market for cash flow-based lending decisions.
The idea is simple: build relationships with advisors who bring different strengths to different stages of your career. Then take the lead by setting clear goals, asking honest questions, and putting their feedback into action.
Applying AI Episode 9 - Adam Explores His Business AI Adoption Journey
In this episode of Applying AI Podcast, Mike Walsh of EXL turns the microphone on Adam Parks of Receivables Info to explore how Adam moved from AI skeptic to building skills, automations, bots, and practical business tools.
They discuss AI automation for business operations, strategies for scaling AI productivity, AI tool selection for financial services, and Adam’s work developing a consumer stress index methodology using public data.
Oregon Federal Court Rules CFPB Funding Refusal Violated Federal Law A federal judge in Oregon has ruled that acting Consumer Financial Protection Bureau Director Russell Vought and the CFPB violated federal law by refusing to request funding from the Federal Reserve based on their interpretation of the bureau’s statutory funding mechanism.
California Sets New Licensing Rules for Small Business Financing Governor Gavin Newsom signed AB 2116 on September 30. The law requires commercial financing providers and brokers to obtain a license from the Commissioner of Financial Protection and Innovation starting July 1, 2028, unless an exemption applies. The broader statutory changes take effect January 1, 2028.
Education, Treasury Launch Online Support Center for Defaulted Student Loans The U.S. Department of Education and U.S. Department of the Treasury have launched a new online center designed to help borrowers resolve defaulted federal student loans, consolidating rehabilitation, consolidation, payments, and other default-resolution resources within StudentAid.gov.