Federal Student Loan Changes Fuel Private Lending Growth as Credit Risks Mount
Changes to federal graduate student loan programs are accelerating growth in private education lending, with Sallie Mae, Navient, and SoFi reporting substantial increases in loan originations during the third quarter of 2026. The shift follows new federal borrowing restrictions that took effect July 1, creating additional opportunities for private lenders while raising questions about credit risk, repayment performance, and future collection activity.

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Debt Collection Lawsuits Surge in Utah as Filings Climb Across Multiple States
Debt collection lawsuits in Utah have reached levels not seen in more than a decade, with new court data showing filings increased 23% compared with 2019. The increase reflects a broader national trend as creditors and debt buyers pursue more delinquent accounts through state courts, although several states have experienced substantially larger increases.

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Washington Governor Orders Six-Month Pause on New Regulations, Launches Statewide Review
Washington Gov. Bob Ferguson has signed an executive order temporarily restricting new state agency rulemaking and directing a review of existing regulations. The initiative could affect future regulatory requirements for debt collectors, financial institutions and other businesses operating in the state.

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