EverChain

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  • Who Is EverChain®?

    EverChain is a market-leading technology platform for the secure management and execution of compliant debt sales transactions. We established our EverChain Certified Debt Buyer Network to improve the integrity of debt sales and have built our foundation on the universal compliance due diligence and auditing we conduct on debt buyers, collection agencies, and law firms.  

    Additionally, EverChain assists both buyers and sellers with managing their post-sale needs through a common set of documents and forms including complete chain of title management. 

Our Mission

Our mission is to protect consumers, debt sellers, and debt buyers during the debt sales process through the application of powerful technology, innovative processes, and engaged people. 

Memberships, Certifications, and Accreditations

EverChain enables creditors to consistently and compliantly manage and monetize their uncollected receivables. We aren’t simply a conventional broker or a buyer, we are experienced debt sales advisors who have the expertise to help creditors optimize their recovery strategy while protecting their consumers, brand, and bottom line. 

EverChain is a member of both ACA International and the Receivables Management Association International (RMAI). Both memberships, coupled with our designation as an RMAI Certified Receivables Business, show our commitment to voluntarily surpass industry requirements, setting a new bar for quality and compliance in the debt industry. 

Additionally, EverChain’s SOC 2 Type 2 platform allows creditors to monitor every account sold, manage the consumer experience and review network compliance trends to make the most informed decisions.

Our Services

EverChain offers compliant and comprehensive debt sale solutions for creditors of all kinds. We enable creditors to unlock immediate cash flow from defaulted accounts by transferring their portfolios to our organization that specializes in recovering all types of accounts with the infrastructure necessary to collect effectively and compliantly. EverChain helps creditors to maximize the value of their defaulted portfolios while maintaining tight control over the treatment and satisfaction of consumers post-sale. 

For debt buyers, becoming EverChain Certified and joining our prestigious debt buyer network provides access to the nation’s widest selection of receivables portfolios for sale from top-tier creditors offering the highest quality accounts. Deals typically take 11 days from listing through closing, increasing the efficiency of the debt sales process and bringing buyers and sellers together quickly.

Industry Verticals

EverChain has extensive knowledge and experience in a wide variety of industry verticals. EverChain currently works closely in the consumer finance, fintech, automotive, buy-now-pay-later (BNPL), commercial lending, utilities, point-of-sale lending, and bankruptcy portfolio spaces. Our team at EverChain is here to ensure that sellers and buyers get everything they need from the debt sales process while protecting consumer data.