P&B Capital Group, LLC2025-07-29T11:24:47-04:00

Trusted Debt
Collection Agency

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    About P&B Capital Group

    Trusted Debt Collection Agency Since 2004

    P&B Capital Group, LLC is a nationally licensed third-party debt collection agency based in West Seneca, NY. Since 2004, our team has helped creditors resolve non-performing accounts with professionalism, transparency, and respect for the consumer experience.

    Our experienced team understands that every interaction represents not only our agency, but also the brand reputation of our clients. Thatโ€™s why we operate with integrity, compliance, and clear communication at the forefront of everything we do.

    Our Mission

    We offer fully compliant recovery services tailored to each creditorโ€™s portfolio and regulatory needs. Our focus on respectful, consumer-centric communication drives results while maintaining high satisfaction and complaint-resolution standards.

    We support a wide range of industries including traditional finance, auto lending, and emerging fintech platforms. Our recovery strategies are designed to improve portfolio performance without sacrificing brand integrity or consumer trust.

    Memberships, Certifications, and Accreditations

    P&B Capital Group meets and exceeds the receivables management industry’s most rigorous standards. We are proud to be:

    A Certified Receivables Business (CRB) through the Receivables Management Association International (RMAI)

    An A+ rated, Better Business Bureau (BBB) accredited agency

    SOC 1 Type II audited and PCI-compliant, with secure technology protocols

    Fully FDCPA-compliant and committed to evolving legal expectations

    These credentials reflect our deep commitment to protecting consumers and delivering reliable, compliant performance for our clients.

    Our Services

    We provide third-party collection services for a variety of receivable types, including:

    Credit card
    accounts

    Automotive
    loans

    Personal installment
    loans

    Buy Now, Pay Later (BNPL)
    and fintech debts

    Retail credit lines and
    private-label accounts

    Credit card
    accounts

    Automotive
    loans

    Personal installment
    loans

    Buy Now, Pay Later (BNPL)
    and fintech debts

    Retail credit lines and
    private-label accounts

    Credit card
    accounts

    Automotive
    loans

    Personal installment
    loans

    Buy Now, Pay Later (BNPL)
    and fintech debts

    Retail credit lines and
    private-label accounts

    With flexible integration and recovery strategies tailored to each clientโ€™s operational needs, we help creditors maximize revenue
    while maintaining compliance across all stages of the recovery cycle.

    Career Opportunities withย 
    P&B Capital Group

    We take our responsibility to consumers seriously, and we work hard to make sure our representatives receive the tools and ongoing training needed for a positive experience with our company. Our memberships mean we have access to supplementary training and professional development materials to ensure our team stays current and knowledgeable in the industryโ€™s climate of ever-evolving legal compliance regulations.ย 

    If you think you may be a good fit for our team, we would like to hear from you! We are looking for candidates with excellent communications skills, positive attitudes, and eagerness to learn and grow professionally. We are committed to operating with integrity and respect. We utilize efficient technologies for optimal productivity. Strong computer skills are preferred.

    P&B Capital Group
    Frequently Asked Questions

    What makes P&B Capital Group different from other collection agencies?2025-07-21T14:00:33-04:00

    Our focus on compliance, respect, and strategic communication sets us apart. We balance results with consumer protection and deliver consistently positive interactions that protect your brand reputation.

    Which types of portfolios do you specialize in?2025-07-21T14:07:16-04:00

    We service a variety of consumer receivables including credit cards, auto loans, personal loans, BNPL accounts, and moreโ€”specializing in both early-out and charged-off placements.

    How do you ensure compliance in a shifting regulatory environment?2025-07-21T14:03:20-04:00

    Our operations are built around regular legal reviews, industry certifications (RMAI CRB, SOC 1, PCI), and staff training. We stay ahead of new laws like Regulation F and state-specific regulations.

    What communication channels do you support?2025-07-21T14:06:23-04:00

    We offer omnichannel outreach: voice, SMS, email, and physical mailโ€”customizable to fit client preferences and consumer needs.

    Can you integrate with my systems or third-party platforms?2025-07-21T14:06:36-04:00

    Yes. We offer secure data handling and flexible integrations that align with client-side CRMs, portals, and compliance standards.

    P&B Capital Group
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