The Consumer Financial Protection Bureau aims to make consumer financial markets work as a whole for consumers, responsible providers, and the economy as a whole.

The Credit Card Act is based on 2 principles: fairness and transparency. It prohibits unfair and abusive practices and makes the rates and fees on credit cards transparent and more easily understood for consumers.

The Federal Communications Commission regulates interstate and international radio, television, wire, satellite, and cable communications in all 50 states, the District of Columbia, and U.S. territories.

The federal Fair Credit Reporting Act promotes fair and accurate credit reporting. It also ensures fairness, impartiality, and privacy for consumers. The FCRA recognizes the many types of consumer reporting agencies.

The Fair Debt Collection Practices Act is a law that restricts the means and methods of third-party debt collectors who are attempting to collect a debt on behalf of another person or entity.

The Federal Trade Commission is an independent agency of the federal government that promotes the protection of consumers and eliminates and prevents anticompetitive business practices.

The Gramm-Leach-Bliley-Act requires financial institutions to explain how they share and protect their customer’s private information, including how they share customer’s sensitive data.

The Health Insurance Portability and Accountability Act was created to modernize the flow of healthcare information and establish national standards for electronic health care transactions.

The Office of the Comptroller of the Currency is an independent bureau within the United States Department of the Treasury that maintains the integrity of the federal banking system and charters.

The Office of Foreign Assets is a financial intelligence and enforcement agency of the U.S. Treasury Department and administers and enforces economic and trade sanctions based on U.S. foreign policy and national security objectives.

The Servicemembers Civil Relief Act is a federal law that enables U.S. military members to receive money saving financial relief and protections when they are called to Active Duty. These protections can cover credit card interest rates, cell phone service contracts.

The Telephone Consumer Protection Act safeguards consumer privacy by restricting telephone soliciting and the use of automated telephone equipment. TCPA makes consumer consent a primary focus for businesses.

The National “Do Not Call” Registry is free and provided by the Federal Trade Commission as a way for consumers to reduce unwanted telemarketing calls consumers receive at home.

The Equal Credit Opportunity Act prohibits credit discrimination on the basis of race, color, religion, national origin, sex, marital status, age, or status of public assistance. While creditors may ask for this information.

The U.S. Government Identity Theft Website provides consumers with important information and resources on common scams and frauds, how to protect against identity theft, and how to respond if identity theft occurs.

Equifax is a consumer credit reporting agency. They provide consumers with free services such as an annual credit report, fraud alerts, learning about how credit scores are calculated, protecting against identity theft, and more.

Experian is a consumer credit reporting agency that provides consumers with a free annual credit report as well as information on helping consumers to understand credit scores and how to improve bad credit history.

Transunion is a consumer credit reporting agency providing consumers with information on a free annual credit report, credit education, the Fair and Accurate Credit Act (FACT ACT), and more.