Week of August 24th, 2026
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FICO, VantageScore Reports Show Stable Credit Scores as Consumer Financial Pressure Persists
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Two new reports from FICO and VantageScore show U.S. consumer credit performance remaining broadly stable, with average credit scores holding near recent levels and delinquency improving or leveling off across major credit products. Beneath those aggregate measures, however, the data point to continued affordability pressures, increased personal borrowing and concentrated stress among certain borrowers.
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Other articles to keep your finger on the pulse
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New Applying AI Episode - When E-Commerce Strategies Meet Debt Collection
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What can debt collection learn from e-commerce behavior and consumer data? In this episode of the Applying AI Podcast Adam Parks and co-host Mike Walsh of EXL welcome Kristyn Leffler of Resurgent Capital Services for a conversation about how e-commerce thinking can help collection organizations reduce friction, build digital trust, use consumer payment behavior analytics, and apply AI to make better engagement decisions.
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Phony Debt Collector Who Defrauded More Than 500 Victims Avoids Prison
A New York man who admitted operating a fraudulent debt collection scheme that extracted more than $420,000 from more than 500 people nationwide has been sentenced to five years of probation, avoiding prison despite a federal judge’s sharp criticism of his conduct. Read more.
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Washington DOL Sets Public Meetings Before 2027 License Fee Changes
The Washington Department of Licensing (DOL) is preparing to update professional license fees, with adjusted fee schedules set to take effect on Jan. 1, 2027. Before the changes take effect, the department will hold three public information sessions to explain the updates and answer questions. Read more.
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Healthcare Costs Rank as Top Concern for 78% of Americans, Survey Finds
The survey, What Americans Want Fixed in Health Care and Who They Think Should Do It, draws on interviews with more than 25,000 U.S. adults. The findings show widespread concern about insurance premiums and out-of-pocket healthcare expenses across different ages, income levels, and political backgrounds. Read more.
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