National Creditors Bar Association2025-09-09T08:33:23-04:00

National Creditors Bar Association

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    Who Is NCBA?

    The National Creditors Bar Association (NCBA) is a nationwide professional trade association of over 500 creditors‑rights law firms and in‑house counsel dedicated to supporting, promoting, and protecting the practice of creditors‑rights law while ensuring fair treatment for all. Originally founded in 1993 as the National Association of Retail Collection Attorneys (NARCA), it expanded to include a broader range of practice areas and now comprises around 1,700 attorneys across over 300 law firms practicing in all 50 states, Puerto Rico, and Washington, D.C. NCBA members are held to the National Creditors Bar Association Code of Professional Conduct, participate in education, advocacy, events, and networking, and help secure consumer‑creditor trust through ethical, experienced legal enforcement.

    What are NCBA Creditors’ Rights?

    The National Creditors Bar Association (NCBA) focuses on the practice of creditors’ rights law—a specialized area of law that involves the representation of creditors in the collection of debts, enforcement of judgments, and recovery of collateral through legal means.

    “Creditors’ rights” within NCBA refers to the body of laws and practices that ensure creditors (such as banks, lenders, or businesses) are able to lawfully collect debts owed to them while adhering to consumer protection regulations. NCBA member attorneys represent creditors in courts across the United States, working on matters such as:

    • Collection of delinquent accounts

    • Enforcement of contracts and judgments

    • Bankruptcy proceedings

    • Repossession and foreclosure actions

    • Compliance with federal and state consumer-protection laws

    By uniting law firms and in-house counsel dedicated to these practices, NCBA establishes uniform standards, advocacy, and continuing education to ensure creditors’ rights are exercised fairly, ethically, and in compliance with the law.

    Our Mission

    The National Creditors Bar Association supports, promotes, and protects the practice of creditors rights law while ensuring fair treatment for all.

    Memberships, Certifications, and Accreditations

    Law Firm Memberships

    In-House Counsel Memberships

    NCBA Code of Conduct

    Subcontractor Certification Program

    NCBA Services

    The National Creditors Bar Association (NCBA) delivers a comprehensive suite of services tailored to support creditors‑rights law firms and attorneys. These include:

    Directory of law firms filtered by state, practice area, or name.

    Buyer’s Guide to finding business, financial, legal, or technology services.

    Stay up-to-date on the latest sector news with Creditors Collections Today.

    Policy positions, Amicus briefs, State advocacy resources, & SCBA Advocacy Grant Program.

    Conferences, Webinars, Continuing Legal Education, Briefing calls, & Scholarships.

    Listserv, Volunteer opportunities, Podcasts, & National partner discounts.

    Career Opportunities
    with  NCBA

    Individuals pursuing career opportunities with the National Creditors Bar Association (NCBA) can explore roles through the NCBA Career Center. The NCBA Career Center is a valuable resource for individuals seeking opportunities in the creditors-rights industry. Through the Career Center, candidates can search for and apply to open positions, or post their resumes to be viewed by employers. 

    Employers may also post jobs, search resumes, and connect with qualified candidates across the country. The platform specializes in legal job postings, helping connect attorneys, in-house counsel, and professionals with firms and organizations engaged in creditors-rights practice. By offering a centralized hub for employment connections, the NCBA Career Center supports both job seekers and employers in advancing their careers and practices.

    NCBA
    Frequently Asked Questions

    What is the National Creditors Bar Association (NCBA)?2025-09-23T10:25:38-04:00

    The National Creditors Bar Association (NCBA) is a nationwide professional trade association representing more than 500 creditors’ rights law firms and in-house counsel, totaling over 1,700 attorneys across all 50 states, Puerto Rico, and Washington, D.C. Founded in 1993 (originally as NARCA), NCBA is dedicated to supporting, promoting, and protecting the practice of creditors’ rights law while ensuring fair treatment for all. 

    Its members are held to the NCBA Code of Conduct, which emphasizes professionalism, ethics, and accountability. Through advocacy, education, networking, and industry leadership, NCBA strengthens the legal collections community and provides a trusted voice for creditors’ rights practitioners.

    What are the key benefits of NCBA membership?2025-09-23T10:26:12-04:00

    Membership in NCBA offers tangible professional and business benefits:

    • Free Continuing Legal Education (CLE): Members gain unlimited access to free live webinars, on-demand CLE programs, and recorded content to meet annual certification requirements. 
    • Business Development Opportunities: The NCBA Law Firm Directory, promoted to creditors nationwide, enhances visibility for member firms and creates referral opportunities. 
    • Educational Resources: Members benefit from NCBA Connect conferences, webinars, and a rich library of CLE-eligible programs designed to strengthen legal knowledge and practical skills. 
    • Advocacy & Industry Representation: NCBA actively represents members’ interests at both the state and federal levels, ensuring the creditors’ rights industry has a unified and influential voice. 

    Together, these benefits help attorneys and firms maintain compliance, expand their professional networks, and strengthen their industry presence.

    What is the process to receive CLE credit for live webinars?2025-09-23T10:39:36-04:00

    Earning CLE credit through NCBA’s live webinars is designed to be simple yet compliant with state reporting requirements:

    • Attendees must participate in the live webinar while signed into the NCBA platform to be eligible for credit. 
    • Following verification of attendance, participants will receive a CLE affidavit via email (from [email protected]). 
    • Completing and submitting the affidavit triggers issuance of the CLE certificate and, where applicable, reporting to state bar authorities. 

    This process ensures attorneys not only maintain compliance with continuing education obligations but also benefit from relevant, practice-specific training.

    Do NCBA conferences offer CLE credit?2025-09-23T10:42:48-04:00

    Yes. NCBA conferences, including NCBA Connect, are CLE-eligible events. Many of the sessions are specifically structured to qualify for CLE credits, allowing attorneys to earn required hours while engaging with industry-specific legal education. By offering CLE credit alongside client meetings, advocacy updates, and networking opportunities, NCBA ensures its conferences deliver both professional compliance value and career growth opportunities.

    Who is eligible to join NCBA?2025-09-23T10:26:41-04:00

    Eligibility for NCBA membership is broad but clearly defined:

    • Law Firm Memberships are open to any law firm—whether solo practitioners or larger firms—actively engaged in the practice of creditors’ rights law. Member firms must meet NCBA’s qualifications and formally agree to the NCBA Code of Conduct as a condition of membership. 
    • In-House Counsel Memberships are available to attorneys employed full-time by organizations that are not law firms but are engaged in creditors’ rights-related work. These members also commit to the same ethical and professional standards outlined in NCBA’s Code of Conduct. 

    This inclusive approach ensures that both practicing law firms and in-house attorneys connected to creditors’ rights benefit from NCBA’s resources and community.

    What is NCBA Connect and who should attend?2025-09-23T10:41:49-04:00

    NCBA Connect is NCBA’s premier annual conference and a cornerstone of its educational programming. It brings together attorneys, credit grantors, and industry vendors for three days of immersive content and networking. Attendees can expect:

    • Robust educational sessions tailored to creditors’ rights law 
    • CLE credit opportunities across multiple jurisdictions 
    • Client and peer meetings, fostering collaboration and relationship building 
    • Updates on federal and state advocacy initiatives led by NCBA 
    • Access to the Exhibit Hall, where industry partners showcase innovative products and services 

    NCBA Connect is designed for professionals who want to remain at the forefront of creditors’ rights law, expand their network, and gain practical insights to apply in their practices.

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