If you have been contacted by our agency and need more information, know that we are debt collectors and we may be contacting you in an attempt to collect a debt. Any information obtained will be used for that purpose. Our goal is to work with you to reach an amicable resolution to help you resolve your debt with a payment plan or settlement option that fits your budget. We understand that debt can be overwhelming and we wish to help you navigate the resolution process with calm, clarity, and transparency. Something unique about CMS is that we service a variety of pre-charge-off and post-charge-off accounts, and we’re trusted by some of the largest issuers in the financial industry to provide excellent customer service as we assist consumers in getting back on track with payments.